VERY You bought a house worth $318,000. You paid 25% of the purchase price in cash and arranged a twenty-five-year mortgage with a rate of 4.0% compounded semi-annually for the remaining balance. The mortgage has an amortization period of 25 years. How much will your monthly payments be (starting at the en She end of the first month)? -..0.59 The monthly payments on your mortgage will be $ (Round the final answer to the nearest cent as needed. Keep all decimal places as you work through the problem.) O What is the present value of a $25,000 lump sum that you will receive four years from now and that was in an account that earned 6% per year compounded semi-annually? The present value is $ (Round the final answer to the nearest cent as needed. Keep all decimal places as you work through the problem.)