Viserion, Incorporated, is trying to determine its cost of debt. The firm has a debt issue outstanding with 29 years to maturity that is quoted at 105 percent of face value. The issue makes semiannual payments and has an embedded cost (i.e. a coupon rate) of 5 percent annually. What is the company's pretax cost of debt? 4.68% 5.62% 3.61% 5.15% 4.21% If the tax rate is 23 percent, what is the aftertax cost of debt? 3.61% 3.25% 3.97% 5.05% 4.68%