Wanda borrows $2,000 from her friend Jack, and signs a Promissory Note in which she agrees to pay Jack $100.00 per month until the debt is paid back (along with 10% interest on the unpaid balance). Wanda makes two payments as agreed, then makes no further payments. After repeated efforts to collect the money from Wanda, Jack finds out that Wanda has declared a Chapter 7 Bankruptcy, and has listed the $1,800 balance that she still owed Jack, as one of her debts to be discharged! Assuming that Wanda has no assets left (other than her clothes), what will Jack get from Wanda's bankruptcy estate, or from Wanda in the future? a. Jack is out of luck! If there are no assets belonging to the person who has declared bankruptcy, the unsecured creditors like Jack will get nothing. b. Jack is a secured creditor, so his debt cannot be discharged in bankruptcy