1. Warranties Versus Insurance. How does the court distinguish between permissible guarantees and unauthorized insurance contracts? Is this a sensible distinction? Will this legal rule have a desirable effect on the way goods and services are produced? What is the public's interest in policing arrangements of this sort?
2. Challenges in Developing Federal Expertise in Insurance Regulation. Should future Administrators seek FIO leadership with other backgroundsperhaps as insurance regulators in other countriesor is experience with insurance regulation at the state-level essential?
3. Investors are normally the ones who are most concerned with risk analysis. Some would argue, organizations provide information only to the extent they are required. This creates information asymmetry and makes the task of risk analysis more complex. What information should be required of organizations? When constructing your response add why you selected the information. Note that several organizations have been fined for financial information manipulation.