What advantages does a roth IRA have over the traditional IRA?

A. With a roth you take care of taxes ahead of time and end up with more money to spend at retirement.

B Unlike the traditional IRA, with a roth you dont pay taxes while your money is in the IRA.

C. Early withdrawals from a roth are subject to penalties, so you won't be tempted to dip into your investment.

D. Contributions to a Roth IRA are tax deductible.