What are some reasons that insurance firms were the first big "Black" business?? (Mark all that apply) a. A "small" insurance firm does not have a large enough population to make it profitable. (In other words, there are not enough healthy people to cover for the sick or dying.) b. Black people wanted insurance more than White people, so the market was bigger. c. White insurance salesmen were often disrespectful to Black customers, giving Black salesmen an advantage. d. White people thought that Black people preferred "faith" over insurance. e. White insurance firms often would not cover Black people, considering them high risk, which lowered competition for Black firms