What are the advantages and disadvantages of using an options contract other than a futures contre (select ao mat apy) DA Advantage Buyers of options are not obligated to take action buy or sell the underlying asetta disadvantageous price when the option is out of the money and the potential losses are limited to the premium paid for the option DB. Disadvantage. You need to maintain a margin account and make daily settlement payments into or out of that account c. Advantage. There is no need to maintain a margin account and make daily settlement payment into or out of that account Disadvantage. You will have to pay a premium Advantage you will have to pay a premium