What are the rights of the consumer who does business with merchants in PR and/or foreigners? How do they differ if they are transactions through electronic commerce? What risks are there of identity theft and how can we protect ourselves, in each of the above scenarios?

What process(es) or forms do you need to complete, what are the applicable regulations (laws/rules), what can you claim and help(s) you can get?

Check with at least the following:

Better Business Bureau

Federal Trade Commission

National consumer Law Center

Consumer Reports

Departamento de Asuntos del Consumidor (DACO)

Consult a lawyer

Provide findings and Recommendations that will help a consumer for the different type of crisks and claims that the PR and Federal legislation provide support.