What are the steps to the following?

For questions 8-10 assume that Rosa has a 10% chance of getting sick in the next year. If she gets sick, her medical bills will amount to $3600. She has a wealth of $10,000. Suppose she has the utility function u(r) = VI, where x is her net wealth at the end of the year. 8. What is Rosa's risk premium? (a) 0 (b) 16 (c) 36 (d) 56 (e) None of the above 9. What is the most that Rosa is willing to pay for an insurance policy that fully covers against her loss? (a) 0 (b) 196 (c) 396 (d) 596 (e) None of the above 10. Some insurance policies have deductibles. A deductible is an amount of a claim not covered by insurance. It's a fixed portion of the medical bills that the insured person must pay in order to make a claim to their insurer. Suppose Rosa's insurance company provides two plans. Plan A has zero deductibles (good!) but charges a high premium (bad!). Specifically, Plan A charges $591 for full coverage. Plan B has a deductible of $197, but charges a premium of just $199. Will Rosa purchase insurance and, if so, which plan? (a) Rosa will not purchase any insurance (b) Rosa will purchase plan A (c) Rosa will purchase plan B (d) Rosa is indifferent between plan A and plan B. She can purchase either of them. (e) None of the above