What are three proxies for internal environment under an ERM framework?

Select one:

a.having a risk mission statement,including risk in job responsibilities andhaving the board involved in risk management efforts.

b.Eliminating those that do not support the ERM mission, taking a proactive approach to risk and having a tone at the top mentality.

c.Providing a positive relationship within units, establishing risk management language and evaluating internal environmental processes.

d.All of the above