what are your thoughts on how "market risk" affects the health care arena in terms of financial stability. Try to think about and discuss interest rates a health care providers investments in the market $($ie their purchase of stocks and bonds to hold as assets in the form of investments on their balance sheet and related non$-$operating income on their income statement$),$ healthcare debt $($their issuance of bonds as liabilities on their balance sheet and related interest expense on their income statement$),$ general access to capital and the capital markets to issue new debt or refinance existing debt, access to credit enhancements such as Bond Insurance and Rated Debt as provided by the major Rating Agencies such as Standard and Poor's $,$ Moody's and Fitch