What is (are) the advantages associated with prepaying a mortgage? Question 21 options: a) Each of these statements is true. b) Depending on other factors, there's a chance that the client's discretionary cash flow will increase, which can be used to fund other financial goals and objectives. c) The loss of the interest deduction will require the client to claim the standard deduction. d) The clients can sleep better at night knowing they don't owe anything for their home