What is the cost per thousand of a term life insurance policy with a death benefit of $$150,000$ that has an annual premium of $$145?$ What is the cost per thousand of a $4$ year credit life policy with a death benefit of $$12,000$ that cost $$325.$

Question $2$ options:

$$\mathrm{.}97$ term life; $$6\mathrm{.}77$ credit life

$$6\mathrm{.}77$ term life; $$\mathrm{.}97$ credit life

$$\mathrm{.}97$ term life; $$27\mathrm{.}08$ credit life

$$1,034\mathrm{.}48$ term life; $$27\mathrm{.}08$ credit life