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What is the debt-to-income ratio? ITEM DESCRIPTION Employment wages Interest earned Dividends earned Mortgage payments Auto loan payments Student loan payments Taxes Utilities Personal

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What is the debt-to-income ratio? ITEM DESCRIPTION Employment wages Interest earned Dividends earned Mortgage payments Auto loan payments Student loan payments Taxes Utilities Personal savings Gas Groceries Entertainment Charitable donations Clothing Travel $115,000 $950 $1,200 $38,600 $3,300 $9,000 $31,050 $3,600 $12,000 $3,500 $7,200 $6,000 $500 $1,500 $1,000

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