$$ What is the future value of a loan that calls for the payment of $$350$ per year for five years if the discount rate is $5\%$ and the first payment will be made one year from now?

$$ What is the annual percentage rate $($APR$)$ on a loan that charges interest of I percent per month? What is the effective annual rate $($EAR$)$ on the loan described in $($a$)?$