what is the issue in this scenario? Bruce Zhang was the registered proprietor of lot 12 in SP79307 (attached). Bruce didn't drive and so in 2010 he agreed to sell his parking space in a brick garage behind the apartment building to Noushin Baker. Bruce and Noushin signed a contract containing the essential terms and Noushin paid Bruce the $20,000 purchase price. Noushin used the parking space when she was at work nearby. In 2019, Bruce moved into a nursing home and gave his apartment to his daughter Felicity, who became the registered proprietor of lot 12. She wanted to use the apartment as security for a loan to start an ethical make-up business with her friend Vanessa Vargas. Felicity negotiated for a loan of $500,000 from Bligh Bank, providing them with a business plan, as well as Vanessa's business credentials. The bank's solicitor, Daniel McEvoy, asked Felicity to come to his office with her passport and drivers licence so that he could verify her identity and keep the appropriate records. Felicity did so and the bank's mortgage was registered on 1 July 2019. By May 2021, the business was struggling, and Vanessa could not pay the rent on her house. She rang Bligh Bank and spoke to Daniel McEvoy explaining their difficulties. She told Daniel that Felicity had asked her to arrange for a further $300,000 loan, using Felicity's apartment as security. Vanessa said she would bring in a mortgage document that Felicity had signed. In fact, Vanessa had not asked F