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What is the present value of a five-year $20,000 ordinary annuity plus of a lump sum of $110,000 at the end of year 5 using

What is the present value of a five-year $20,000 ordinary annuity plus of a lump sum of $110,000 at the end of year 5 using a discount rate of 12%?

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$76,836.06

$-9,678.57

$134,512.48

$72,095.52

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