What is the present value of the following payment stream, discounted at 18% annually: $10,000 at the end of year 1 (end of first year which is time 1), $20,000 at the end of year 2, and $30,000 at the end of year 3?

		$38,402
		$39,120
		$40,564
		$41,097

If you have a loan with a 24% interest rate this past year and inflation was 14%, what was the real rate of interest you paid on the loan using the approximation formula?

		2%
		10%
		12%
		22%