What is the present worth of each of the following assets or liabilities? Assume an annual nominal interest rate of 5.25%. Assume monthly compounding for (d) and annual compounding for the rest. a. You deposited $3,000 exactly four years ago. b. You must pay $4,500 exactly four years from now. You will receive $15,000 exactly six years from now. d. You will make payments on an automobile loan of $352.12 per month for 48 months starting one month from now