What is the value today of a money machine that will pay $1,232.00 every six months for 22.00 years? Assume the first payment is made 1.00 years from today and the interest rate is 5.00%.

What is the value today of a money machine that will pay $2,219.00 per year for 14.00 years? Assume the first payment is made today and that there are 14.0 total payments. The interest rate is 15.00%.

Derek will deposit $3,617.00 per year for 28.00 years into an account that earns 13.00%. The first deposit is made next year. How much will be in the account 28.0 years from today?

I really need help on what to put into the financial calculator! I've been trying for several hours and I somehow always ended with the wrong number. I really appreciate it :) Thank You~