1. What type of economies (scale, scope, or learning) may be realized in the following cases? Explain.

1. Microsoft develops and produces Word both for the Mac and PC platforms.
2. Norwest Bank, known for superior customer service, merged with Wells Fargo Bank, recognized for its use of technology in banking.
3. Banks contract with check printing companies
4. 3M realizes lower unit production costs for its new N95 face mask design in each subsequent quarter.