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When aprovision in a policy for insurance is ambiguous: it is interpreted in favor of the insurer because the insured could have rejected the policy.

When aprovision in a policy for insurance is ambiguous:

it is interpreted in favor of the insurer because the insured could have rejected the policy.

it is interpreted against the insurer.

parol evidence is admitted to show what was intended.

the policy is declared void and the insurer is required to return all premiums to the insured.

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