When are people enrolled with a default KiwiSaver provider?Which situation breaches the Consumer Guarantees Act? Simon, a nominated representative, advises a client on KiwiSaver. Wirimu gives Lania incorrect information about the exclusions in an insurance policy. Alana opens a non-interest bearing transactional account for Ellie, but she asked for a savings account. Mike tells Ian that returns on his managed fund are not guaranteed.Which situation breaches the Consumer Guarantees Act? Simon, a nominated representative, advises a client on KiwiSaver. Wirimu gives Lania incorrect information about the exclusions in an insurance policy. Alana opens a non-interest bearing transactional account for Ellie, but she asked for a savings account. Mike tells Ian that returns on his managed fund are not guaranteed.