When writing a letter to an insured, ab roker should use multi-syllabic words. the active voice. the passive voice. insurance terminology. Question 4 (1 point) identify the incorrect statement below. An insurer may lapse a policy because it has withdrawn from the market so it no longer writes business. it is no longer writing a particular class of business. there is a material change in risk. the insured wants to cancel his or her policy mid-term