Where does my money go? is a common question faced by many individuals and households when it comes to managing personal finances. Effective money management starts with a goal and a step-by-step plan to manage expenses, savings and debt repayment. Financial goals should follow the SMART principle it must be Specific, Measurable, Actionable, Realistic, and have a Timeframe. Making Money Matter is a 3-stage interactive board game which teaches scholars how to budget and prepare for those moments when life happens. The programme and game introduces young people to personal finance through a learning by doing method. Momentum believes that this is one of the most effective ways for young people to learn about personal finance. Momentum recognises that, just as there is a real difference between learning how to drive in theoretically compared to on the road; there is a big difference between knowing what a budget is and practically developing and putting one into practice. Our eight-week programme Making Money Matter, which is specifically aimed at grades 9 to 11 learners, will address the money management head on and teach influential youth about the importance of saving and planning for their future. It encourages learners to take the time and effort to enhance their financial literacy, develop their personal financial goals and to learn to budget. Momentum has selected 450 learners from schools in Gauteng have been selected to participate in the Making Money Matter programme.

QUESTION 1 (20 Marks) Based on the case study above you are required to conduct the study, suggest a research title for the study, and outline four (4) research objectives and four (4) research questions for the study.