Which of the concepts / topics that we discussed in Financial Management course do you believe will be the most useful for you over your career? Justify your answer. (200-250 words)

Lecture 1 Lecture 2 Lecture 3 Lecture 4 Lecture 5 A. What do financial managers do? A. The financial statements A. Financial markets A. Time value of money A.Introduction to interest rates B. What is the goal od the FM? B. Ratio analysis B. Efficient markets B. The yield curve C. Forms of business organization Lecture 6 Lecture 7 Lecture 8 Lecture 10 Lecture 11 A. Forms of long-term capital A. Introduction to equity A. Risk of an asset A. Introduction to capital budgeting A. Cash flows B. Types of debt B. Pricing equity: DDM B. Risk of a portfolio B. Capital budgeting rules B. Capital cost allowance (CCA) C. Pricing debt C. Pricing equity: Comparables Lecture 12 Lecture 14 Lecture 15 Lecture 17 A. Introduction to capital structure A. The cash conversion cycle A. Cash management A. Future of finance B. The cost of capital (WACC) B. Current asset management B. Credit policy B. Final thoughts C. Sources of short-term financing D. Distributions to the shareholders