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Which of the following is a feature of the originate to distribute banking model? Banks are exposed to liquidity, interest rate, and credit risk. None

Which of the following is a feature of the "originate to distribute" banking model?

Banks are exposed to liquidity, interest rate, and credit risk.
None of the options.
Banks have more incentive to screen and monitor borrower activities.
Banks hold loans to maturity.
Banks fail to act as specialists in risk measurement and management.

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