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Which of the following is an example of a transaction taking place in the informal economy? a company paying a payroll tax for each employee

Which of the following is an example of a transaction taking place in the informal economy?
a company paying a payroll tax for each employee
a government agency offering a contract to the lowest bidder
a housekeeper who is paid in cash and does not report her income
a small U.S. company outsourcing tech support work to a company in India
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