Which of the following is an example of ex post moral hazard? Not using a bed net in a malaria prone region Smoking more often when insured Opting for an MRI scan even though a cheaper CT scan would suffice Skipping annual health checkups 5 points Which of the following statements is correct? The smaller the price distortion due to insurance, the larger is social loss due to moral hazard Social loss due to moral hazard does not depend on the price distortion due to insurance The larger the price distortion due to insurance, the larger is social loss due to moral hazard 5 points Which of the following does not reduce social loss due to moral hazard? Coinsurance rates Gatekeeping Copayments Full insurance coverage 5 points If the deductible is large enough, it can completely eliminate moral hazard True False