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Which of the following is correct? When calculating net present value, all cash flows are considered, even those at t = 0. In the net

Which of the following is correct?

When calculating net present value, all cash flows are considered, even those at t = 0.
In the net present value calculation, r is greater if there is more risk involved.
The net present value calculation tells you how much greater or less your wealth would be by taking on an investment.
All of the answers are correct.

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