Which of the following is not an option for an employee leaving a group long-term disability plan with conversion options? A He may convert his group plan to an individual disability plan within 31 days of his quitting the plan. B He may convert his plan to an individual disability plan with higher benefit amount to reflect his now higher earnings. C He may apply for a new individual disability plan. D He may enrol in his new employer's group long-term-disability (LTD) plan, if such a plan is provided by his new employer