Which of the following is the best explanation $($of the ones included here$)$ of a commercial bank?

Which of the following is the best explanation $($of the ones included here$)$ of a commercial bank?

Provide a variety of services largely to high wealth individuals and institutions.

Commercial banks accept deposits, offer checking and savings accounts, and offer loans to business and individuals.

They engage in advising activities, such as helping companies issue new bonds and stocks, conducting research and making recommendations on mergers and acquisitions.