Which of the following is/are correct? Select all that apply.

		a. An annuity is worth less in today's dollars than an annuity due, all else the same.
		b. A financial asset with an infinite number of future cash flows can have a finite value.
		c. More frequent compounding reduces the effective annual rate, all else the same.
		d. An annuity has a greater future value than an annuity due, all else the same.