Which of the following options regarding a $200,000 mortgage, compounded semi-annually requires the lowest total interest payment? a. A 4.0 percent interest rate, paid monthly and amortized over 15 years b. A 3.5 percent interest rate, paid monthly and amortized over 20 years c. A 3.5 percent interest rate, paid biweekly and amortized over 18 years d. A 3.25 percent interest rate, paid monthly and amortized over 22 years Clear my choice