Which of the following options regarding a $200,000 mortgage, compounded semi- annually requires the highest total interest payment? O a. 4.0 percent interest rate, paid monthly, and amortized over 15 years. O b. 4.5 percent interest rate, paid bi-weekly, and amortized over 15 years. O c. 4.0 percent interest rate, paid bi-weekly, and amortized over 16 years. O d. 4.6 percent interest rate, paid monthly, and amortized over 15 years. O e. 4.0 percent interest rate, paid bi-weekly, and amortized over 15 years. Which of the following costs is an example of indirect agency costs? Pick the choice which applies best. O a $2,000 per night hotel expenses on a business trip. O b. $500,000 on investing in a sub-optimal investment. O c. $70,000 paid to the CEO as the management compensation O d. $1,000 on purchasing office supplies for the board of directors. O e. $100,000 on hiring external auditors to audit top managements financial activities