Which of the following statement$($s$)$ is$($are$)$ true?

Time left $0$:$38$:$42$

Select one or more:

a$.$ The higher the $Z$ score the higher the probability of default.

b$.$ The size of the borrower does not influence the result of the Altman Z score model.

c$.$ The Altman Z score model always produces an exact reject or accept decision.

d$.$ None of the given answers.

e$.$ The loan size does influence the result of the Altman Z score model and Risk Premium Analysis.