Which of the following statements about subrogation is (are) true? (Check all that apply.) subrogation does not apply in property insurance the general rule allows the insurer to recover up to the amount paid to its insured under the policy the insurer reserves the right to subrogate against its own insureds under liability policies subrogation does not apply in life insurance interfering with the insurer's subrogation rights can jeopardize indemnification of the insured