Which of the following statements are true with respect to handling conflicts of interest with a client? Financial planners have to explain the conflict of interest to the client(s) and document in the financial planner's notes the client's verbal authorization to proceed with the relationship. Financial planners must cease working with the client until the conflict has been resolved. Financial planners may continue working with the client until the conflict has been resolved. Financial planners have to explain the conflict of interest to the client(s) and obtain the client's written authorization to proceed with the relationship