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Which of the following statements describe principles underlying workers' compensation laws? Negligence is a factor in determining liability. The employer is required to carry workers'

Which of the following statements describe principles underlying workers' compensation laws?

  1. Negligence is a factor in determining liability.
  2. The employer is required to carry workers' compensation insurance for protection against covered losses.
  3. Benefits are payable in either a lump sum or an annuity.
  4. Indemnity is partial but final.

A) I and II

B) II, III, and IV

C) I and III

D) II and IV

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