Which of the following statements would be FALSE? I. All money market mutual funds are closed-end investment funds that invest only in money market securities. II. Conflicts of interest arise in the mutual funds industry because shareholders cannot effectively monitor investment advisers. III. The near collapse of Long Term Capital Management was caused by the fund's shift away from a market-neutral investment strategy. IV. Index funds do not require managers to select stocks and decide when to buy and sell. O I and III O II, III, and IV O I, II, and III O II and