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Which of the following workers' compensation claims would not be used by the NCCI (or respective state rating bureau) when calculating a company's current EMR?

Which of the following workers' compensation claims would not be used by the NCCI (or respective state rating bureau) when calculating a company's current EMR?

A.

Claim that occurred three years ago and in the policy year from three years ago.

B.

Claim that occurred one month earlier, and within the current policy year.

C.

Claim that occurred two years ago and in the policy year from two years ago.

D.

Claim that occurred one year ago, and in the immediately previous policy year.

Suppose a workers' comp claim has $387,500 in incurred loss. Further suppose the state in which the employer is located has a loss limitation of $150,000. How much of this claim's incurred loss is non-ratable, an thus will not be used in calculating the company's EMR?

A.

$150,000

B.

$237,500

C.

$116,250

D.

$271,250

Suppose a claim has a total incurred loss of $47,500. The state loss limitation is $150,000. How much of this particular claim's incurred loss is ratable? (Meaning, it is subject to experience modification rating.)

A.

$102,500

B.

$16,500

C.

$47,500

D.

$150,000

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