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Which of the following would be considered a predatory lending practice? Unset starred question A lender charges a 7 % documentation fee A lender offers

Which of the following would be considered a predatory lending practice?
Unset starred question
A lender charges a 7% documentation fee
A lender offers loan payments to be made biweekly, thus enabling the loan to be paid off sooner
A lender offers optional credit life insurance
A lender permits a loan to be paid off early without a prepayment penalty

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