Which of the following would increase the equity in a home at a faster rate? Obtaining a mortgage interest rate of 9 percent instead of 8 percent Obtaining a 15-year mortgage instead of a 30-year mortgage Making larger deposits to the escrow account Obtaining an interest-only mortgage Which one of the following is wrong about a 6/1 adjustable loan with a cap structure of 5/3/7? The rate is fixed for the first six years and then rate changes every year. The rate cannot increase more than 7% for the 3 years after the fixed-rate period. The rate cannot increase more than 3% per year after the seventh year. In the seventh year the rate can increase by a maximum of 5%