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Which organization provides individual credit counseling, assistance with financial problems, educational materials o n credit and budgeting, and a debt management plan a s a

Which organization provides individual credit counseling, assistance with financial problems, educational materials on credit and budgeting, and a debt management plan asan alternative to bankruptcy?
a. Credit repair companies
b. For-profit credit counseling agencies
c. Nonprofit credit counseling agencies
d. Credit bureaus

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