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Which population would have the greatest chance of adapting to an increase or decrease in the average temperature? A . one with a broad range

Which population would have the greatest chance of adapting to an increase or decrease in the average temperature?
A. one with a broad range of tolerance?
B. One with a narrow range of tolerance?
What are the implications?
Given the following information, calculate the savings ratio:
Note: Round your answer to 2 decimal places.
Liabilities =$39,500
Liquid assets =$7,900
Monthly credit payments =$1,550
Monthly savings =$460
Net worth = $95,000
Current liabilities =$3,100
Take-home pay =$3,800
Gross income =$8,000
Monthly expenses =$5,040
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