Why do financing decisions affect the value of the firm? Select one: O a. Because the capital structure affects how easily projects can be financed O b. Because the mixture between debt and equity affects the taxes that the firm pays and the probability of bankruptcy O c. Because the amount of debt a firm has affects the number of investors who are willing to invest in the firm O d. Because the amount of equity that a firm has affects the ownership share of each individual shareholder What is the present value of $160,000 received in 12 years' time. The interest rate is 4.50 percent p.a. Select one: O a. $271,341.03 O b. $94,346.22 O c. $67,890.21 O d. $102,345.67