William and Ruth purchase a $440,000 home and put 40% down. The bank offers a 15-year mortgage at 3.84% compounded monthly, with 3 points. Assume that William and Ruth decide to borrow the money to pay the points as part of the bank's loan. Click here for reference to formulas. (a) What is the loan amount? $ Number (b) What will be the monthly payment on this loan? $ Number (c) What is the approximate) total interest paid during the entire term of this loan? $ Number (d) What part of the first payment is interest? What part is principal? interest: $ Number principal: $ Number