With a no-load mutual fund brokers' compensation is embedded in O A. a lower expense ratio. O B. investment research fees. OC. marketing costs. OD. the dealer/advisor compensation component. A spousal RRSP is a type of RRSP where O A. one spouse contributes to the plan and the other spouse is the beneficiary, or annuitant. OB. spousal benefits are averaged. OC. spouses share all the benefits. OD. only a surviving spouse receives benefits. ws An advantage of investing in mutual funds is that O A. the fund may be invested in a group of poorly performing investments. OB. they allow for smaller deposits after establishing the fund. OC. the management fees and other costs associated with a mutual fund vary substantially among funds. OD. liquidity can be very low