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With reference to the work of Slatter (1984) and Argenti (1976), what do you believe could be the causes of a Bank's failures and decline

With reference to the work of Slatter (1984) and Argenti (1976), what do you believe could be the causes of a Bank's failures and decline initially?

N.B. There is a 3 page article about African bank, I cannot upload it here. please advice

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