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With the advent of Index Funds as well as ETNs/EFNs, why would investors continue to hold investments in individual securities (stocks, bonds, etc.)? Does your

With the advent of Index Funds as well as ETNs/EFNs, why would investors continue to hold investments in individual securities (stocks, bonds, etc.)? Does your answer change given the performance of ETNs/EFNs during the upheaval of financial markets due to the pandemic?

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